To build financial tools focused on bringing advantage, education and support to African Americans as well as all underserved and inner city communities.


GRIND Finance is a 100% black-owned debit card and mobile banking company designed to empower our own with the tools to run the economic race. We share the same values and experiences and speak the same language. We understand the trials and tribulations you face and we’re here to help you shatter those obstacles. That means the GRIND never stops and neither do we.

Our commitment to serving our communities with the tools they needed to even the playing field and fight the fight is very real. We’re here to walk you through, help you rise, and watch you grow. Creating financial freedom for you, for us, and for our underserved communities is our only mission.







B.C. Silver is part accomplished executive, part cause-driven entrepreneur. Establishing several startup companies in and out of the tech space. GRIND Finance founder’s passion for finance and tech can be traced back to pre-professional days.

Silver was classified as an "at risk youth" as a child. He grew up a ward of the state in Atlanta, GA, after losing his parents due to domestic violence.

With a fundamental understanding of how critical it is for brands to have an unwavering commitment to the communities they market to; GRIND is committed to having an authentic and impactful relationship with the community.


"GRIND will have unwavering commitment to cultivating economic resources, training, and financial support to the inner city." B.C. is a true believer in the power of our possibility, combined brilliance, and the GRIND within each of us.


Applying for an account takes less than 2 minutes with no impact to your credit score.





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BY USING THIS CARD YOU AGREE TO THE TERMS AND CONDITIONS OF THE CARDHOLDER AGREEMENT AND FEE SCHEDULE, IF ANY. The GRIND Finance Debit Visa Card is issued by Metropolitan Commercial Bank (Member FDIC) pursuant to a license from Visa U.S.A. Inc. “Metropolitan Commercial Bank” and “Metropolitan” are registered trademarks of Metropolitan Commercial Bank ©2014. 

For customer service call GRIND Finance at (877) 446-7464. 

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver's license or other identifying documents. 

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Google, Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries.

* Timing depends on deposit verification and when we get notice from your employer or benefits provider, and may vary from pay period to pay period. Early Direct Deposit will not be available until we receive notice from your employer. Early Direct Deposit is available up to 2 business days. But when we get it, you’ll get it.